This Privacy Policy (“Policy”) explains how we collect, use, and share your personal data and with whom we share it as it pertains to the Website. We suggest you read this in conjunction with our Terms of Use.
Personal data is information that identifies, or can reasonably be linked directly or indirectly to, an identifiable person. Personal data does not include information that is anonymous, de-identified, or aggregated, as those terms may be defined under applicable law. For purposes of this Policy, “personal data” and “personal information” have the same meaning and are used interchangeably.
- General.
The use of this website (the “Website“) and any information, content, or functionality made available thorough it (collectively, the “Services“) provided by Niko Financial Consulting LLC (“we,” “us,” “our,” “ours,” and, “Company”) is subject to this Policy. By accessing the Website or the Services, you are considered the “User” (hereinafter referred to as “you” and “your”).
- Personal Data We Collect or Receive.
We obtain personal data in different ways. Some personal data is collected directly from you, such as your email, while other data is automatically collected or generated through our Website and Services, including data obtained through the use of cookies, third parties, and other tracking technologies.
- Information We Obtain or Generate.
We automatically collect or generate types of personal data based on your interactions with our Website and/or Services. The types of data we automatically collect or generate include:
| Identifiers, such as names, email addresses, phone numbers, and cookie identifiers. |
| Professional or company related information, such as your role, title, or relationship to a business (e.g., founder or owner), and the name of your company. |
| Geolocation information, such as information that can help identify your general location. |
| Commercial information, such as records about your annual revenue, company size, business type, and your interest in our Services. |
| Log File Information, such as your web request, Internet Protocol (“IP”) address, browser type, referring / exit pages and URLs, number of clicks, domain names, landing pages, pages viewed, and other such information. |
| Inferences drawn from or created based on any of the information identified above. |
- Data We Collect From Other Parties.
Third parties may also provide us with information about you, such as identity verification services, data analytics providers, and mailing list providers. In accordance with applicable law, we may combine your personal data with information we collect from other parties to help keep our databases current and accurate, and to provide you with more relevant content, experiences, applications, and other offerings.
- How and Why We Use Your Personal Data.
We may use the information we collected about you to:
| Provide Services to you, such as responding to inquiries, scheduling consultations, communicating with you about our consulting services, and evaluating your needs. |
| Validate your identity |
| Send you information you requested |
| Develop and improve our Website, Services, and your experience, with the use of automated systems that analyze data using machine learning and other analytic techniques |
| Send you learning content, suggestions, newsletters, surveys, or other information, including information that may be relevant to your interests or preferences |
| Deliver targeted advertising and send you promotional offers, advertising, or other marketing content |
| Review and enforce compliance with the legal terms that govern our Website and Services |
| Comply with our legal obligations under applicable laws. |
- Who We Share Your Personal Data With.
We will not rent or sell your personal information to others. We may share your personal information with third parties for the purpose of providing Services to you. Such third parties include:
| Service Providers. We may transfer personal information to service providers who perform services on our behalf based on our instructions. We do not authorize these services providers to use or disclose the information provided except as necessary to perform services on our behalf or to comply with legal requirements. |
| Marketing Companies. We work with third party marketing companies (such as advertising networks) to serve advertisements on our behalf. For additional information, see “Marketing” below. |
| Parties to a corporate transaction. We reserve the right to transfer personal information we have about you in the event of a material business transaction including the sale, merger, consolidation, acquisition, change in control, transfer of substantial assets, bankruptcy, or reorganization, and any subsequent integration. |
| Other third parties. We may disclose your personal data, (a) if we are required to do so by law or legal process); (b) to law enforcement authorities or other government officials when we determine such disclosure is necessary; (c) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual fraudulent or illegal activity, or (d) with your consent to do so or when you direct us to, for any purposes requested or permitted by you. |
- Marketing.
We may use your Personal Data to send you updates (by email) regarding the Company and third-party products, services, surveys, research studies, promotions, special events and other subjects that we think may be of interest to you. You may opt out at any time by following the unsubscribe instructions included in those communications, and we will honor such requests as required by law.
You may opt out of receiving marketing communications at any time by following the unsubscribe instructions included in those communications.
- How You Control Your Information.
- Your Rights. Depending on your state of residence and applicable law, you may have certain rights regarding your personal information, including the ability to request access to, correction of, or deletion of your personal data, or to opt out of certain data uses such as targeted advertising. You should make yourself aware of the rights you have under applicable privacy laws in your state.
Such rights may include:
- Right to be informed: what personal data is being used and why.
- Right of access: you can request a copy of your data.
- Right of rectification: if the data held is inaccurate, you have the right to have it corrected.
- Right to erasure: you have the right to have your data deleted in certain circumstances.
- Right to data portability: you can request a copy of certain data in a machine-readable form that can be transferred to another provider.
- Right to object: in certain circumstances you may object to certain data uses.
- Manage Your Data.
To manage your personal data and content, you may submit an access, correction, or deletion request to the email provided in this Policy. We may retain certain data about you for legal and internal purposes, in accordance with applicable laws.
- Request A Copy.
To request a copy of the personal data in your account, please email us. We may take reasonable steps to verify your identity when you make a request.
- Exercising Your Rights.
To exercise the rights you may have, please contact us. Please include your full name and any other information so that we may verify your identity. Include a description of which right(s) you want to exercise and the information to which your request relates. We will respond to such requests in accordance with applicable law. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.
- Retention of Your Information.
We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Policy, including providing our Services, responding to inquiries, maintaining business records, and complying with legal obligations.
- Updates To Our Policy.
This policy may be updated periodically and without prior notice to you. We will post a notice on the Website to notify you of any significant changes to our privacy practices and indicate when it was most recently updated at the top of the Policy.
- Cookies.
We use cookies to collect information about how you interact with our Website, such as your IP address, browser type, pages visited, and time spent on the Website. This information helps us operate and improve the Website and understand how it is used. You can reject or manage cookies in the cookie control tool, if one is made available on the Website, or by selecting the applicable setting on your browser’s privacy menu. Disabling cookies may affect certain features of the Website.
If you have provided us with personal information, we may associate that information with the information that is collected automatically.
- Data Security.
We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information. However, no method of transmission over the Internet or electronic storage is completely secure.
- Disclosures You Make to Third Parties.
We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites, products, or services. The collection, use, and disclosure of your information will be subject to the privacy policies of the third-party websites or services.
- Children and Privacy.
The Website and Services are not directed to children, and we will not request personally identifiable information from anyone who we know to be under the age of 18. If we become aware that a user under the age of 16 has provided personal information, we will immediately remove the user’s personal information from our files.
- Contact Us.
To manage your personal data and content or exercise any of your privacy rights, submit an email to info@nikofinancialconsulting.com with the headline “Privacy Request.
4/1/2026