About

Jessica Nikolich

Chartered Accountant,
Founder & Strategic CFO

A woman in a blue dress stands indoors by a window, resting one hand on the windowsill and the other on her hip, with a potted plant and door in the background.

Founder instinct builds companies.

Disciplined  financial leadership scales them.

I founded Niko Financial Consulting to help growth-stage founders move from instinct-driven decisions to structured, forward-looking financial leadership without prematurely hiring a full-time executive.

This is a boutique firm by design. I work directly with founders and executive teams across industries, embedding financial clarity into the conversations that shape the future of the business.

This work is meaningful to me because it sits at the intersection of discipline and vision—protecting what has been built while enabling what comes next.

I’m drawn to growth environments—especially the moment when a business outgrows intuition alone.

That stage is exciting—and demanding. Decisions carry more weight. Complexity increases. And the margin for error narrows. So I take this responsibility seriously.

As my client’s partner, I view myself as an extension of the leadership team. I operate in high-trust environments, where financial transparency supports—not constrains—ambition. My role is to bring structure and clarity so founders can move forward with confidence. And feel empowered in their decision making, rather than overwhelmed.

My expertise spans both financial controllership and forward-looking strategic finance—allowing me to integrate discipline with growth.

How I work

Clients engage Niko Financial Consulting for experience and acumen—not just reporting.

You can expect:

  • Collaborative partnership with direct access to senior-level financial judgment
  • No layers, and no delegation to junior-level consultants
  • Clear, forward-looking financial modeling before capital is committed
  • Calm, empowered decision-making support during complex moments
  • Alignment among strategy, operations, and financial reality
  • Financial discipline that aligns leadership, operations, and incentives
  • Honest conversations grounded in data
  • Selective engagement model designed for depth—not volume

Professional Background

Chartered Accountant

(ICAEW-qualified CPA equivalent)

15+ years

in finance, operational, and strategic leadership

12 years at Amazon

launching and scaling new products and global initiatives

Experience across

professional services, staffing, digital platforms, retail, transportation, and nonprofit organizations

Former SCORE small business mentor

advising founders on financial discipline and growth strategy

"Jessica is incredibly smart and brings a strategic perspective to every discussion. More than that, she understands how to collaborate well within a team environment."
—Greg Vollmer, President, Encore Talent Solutions
“Jessica has been an incredible asset to our Company. Her work has focused on everything from month-end closings and statement preparation, to implementing sound financial risk management practices, optimizing/improving our balance sheet, ensuring appropriate documentation is in place when necessary, and general financial analysis.
 
She has been most valuable in working with the leadership team to develop comprehensive cash flow analysis and forecasting tools that have been invaluable as we pursue different investment opportunities.
 
Jessica is incredibly smart and brings a strategic perspective to every discussion. More than that, she is a pleasure to work with and understands how to collaborate well within a team environment. I would strongly recommend Jessica to any manager or business owner.”
 
—Greg Vollmer, President, Encore Talent Solutions

Entering your next stage?

It may be time to move beyond founder-led finance into a more complex phase of growth, where disciplined financial leadership becomes your strategic advantage.

Jessica Nikolich, CPA

Founder & Strategic CFO

Founder instinct builds companies. Disciplined financial leadership scales them.

I founded Niko Financial Consulting to help growth-stage founders move from instinct-driven decisions to structured, forward-looking financial leadership—without prematurely hiring a full-time executive.

This is a boutique firm by design. I work directly with founders and executive teams across industries, embedding financial clarity into the conversations that shape the future of the business.

This work is meaningful to me because it sits at the intersection of discipline and vision—protecting what has been built while enabling what comes next.

I’m drawn to growth environments—especially the moment when a business outgrows intuition alone.

That stage is exciting—and demanding. Decisions carry more weight. Complexity increases. And the margin for error narrows. So I take this responsibility seriously.

As my client’s partner, I view myself as an extension of the leadership team. I operate in high-trust environments, where financial transparency supports—not constrains—ambition. My role is to bring structure and clarity so founders can move forward with confidence. And feel empowered in their decision making, rather than overwhelmed. 

My expertise spans both financial controllership and forward-looking strategic finance—allowing me to integrate discipline with growth.

How I work

Clients engage Niko Financial Consulting for experience and acumen—not just reporting.

You can expect:

  • Collaborative partnership with direct access to senior-level financial judgment
  • No layers, and no delegation to junior-level consultants
  • Clear, forward-looking financial modeling before capital is committed
  • Calm, empowered decision-making support during complex moments
  • Alignment among strategy, operations, and financial reality
  • Financial discipline that aligns leadership, operations, and incentives
  • Honest conversations grounded in data
  • Selective engagement model designed for depth—not volume

Professional Background:

  • Chartered Accountant (ICAEW-qualified CPA equivalent)
  • 15+ years in finance, operational, and strategic leadership
  • 12 years at Amazon, launching and scaling new products and global initiatives
  • Experience across professional services, staffing, digital platforms, retail, transportation, and nonprofit organizations
  • Former SCORE small business mentor, advising founders on financial discipline and growth strategy

“Jessica is incredibly smart and brings a strategic perspective to every discussion. More than that, she understands how to collaborate well within a team environment.”
— Greg Vollmer, President, Encore Talent Solutions [Read the full testimonial]

Entering your next stage?

It may be time to move beyond founder-led finance into a more complex phase of growth, where disciplined financial leadership becomes your strategic advantage.

[Book a free 30-minute consultation]

Frequently Asked Questions

The organizations most well-suited to Niko Financial Consulting’s service set are small- to medium-sized businesses and nonprofits—including family businesses—with revenues ranging from $1m-$75m. In almost every case, our clients face an enormous change or inflection point, so they need a seasoned CFO and/or controller to help them reach their next stage of growth.

Aligned with nearly any industry, we quickly become a trusted business partner and catalytic changemaker who’s deeply invested in your success—and who helps you control risk, accelerate, and grow sustainably.

A full-time CFO is a significant fixed investment and often unnecessary at the growth stage. A fractional model provides senior-level financial leadership with flexibility, allowing you to access experienced strategic oversight without committing to a permanent executive hire before the organization truly requires it.

Fractional CFO and controllership engagements are structured on a retainer model with a defined cadence of involvement. Most partnerships begin with an initial diagnostic phase before transitioning into ongoing strategic oversight. Minimum engagements typically start at six months to ensure meaningful impact.

Within the first 30 days, you can expect improved financial visibility and a clear understanding of current risks, cash position, and performance drivers. From there, forecasting discipline and strategic modeling are layered in to support forward-looking decisions.

We work directly with in-house accounting teams, controllers, bookkeepers, and external CPAs. The objective is alignment—not disruption. Financial leadership should enhance clarity and accountability across the organization, not create friction.

No. Many engagements begin with inconsistent reporting or limited visibility. Stabilizing financial reporting and strengthening discipline is often the first phase of our work before deeper strategic initiatives begin.

While we do not provide bookkeeping or tax preparation services, we frequently oversee bookkeeping functions and coordinate closely with external CPAs to ensure reporting, compliance, and strategic financial planning are aligned.

In some cases, a project-based engagement is the appropriate starting point—particularly when addressing a specific initiative such as financing preparation, financial modeling, or reporting stabilization. In our initial consultation, we can determine the right structure.

Start with a conversation. We’ll assess your current financial visibility, growth stage, and immediate priorities to determine whether a project-based engagement or ongoing partnership makes the most sense.