Niko Financial Consulting logo featuring three blue geometric shapes with upward arrows next to the company name in black text.

Website Terms of Use

Last Modified: 4/1/2026

Our Website Terms of Use (“Terms of Use”) governs the use of the Website. 

By accessing or using the Website, you signify that you have read, understood, and agree to these Terms of Use and to our Privacy Policy available at www.nikofinancialconsulting.com. 

  1. Definitions.
    1. “Content” refers to content featured or displayed through the Website, including but not limited to, data, text, images, files, articles, media files, graphics, designs, and other materials that are available on the Website.
    2. “Niko Financial Consulting,” “we,” “us,” “our,” or “Company” means Niko Financial Consulting LLC. 
    3. The “Website” refers to the website located at www.nikofinancialconsulting.com.
  2. Use of the Website. 
    1. Permitted Use of the Website. 

You may only use the Website, and the information, writings, images, and/or other works that you see, hear, or otherwise experience on the Website solely for lawful purposes and to learn about us, products, services, and opportunities we offer solely in compliance with these Terms of Use. 

  1. Prohibited Use of the Website. By accessing the Website, you represent and warrant that you will not: 

You further agree not to use the Website to:

  1.  Intellectual Property.

You agree that the Website, including Content, provided by us are the property of the Company, including all copyrights, trademarks, proprietary information, and other intellectual property (“Intellectual Property“). All ownership rights remain with us, and you may not use or reproduce any of the Content in any manner, without our express written consent. You agree not to reproduce or distribute Intellectual Property in any way, including electronically or via registration of any new trademarks, trade names, service marks, or Uniform Resource Locators (URLs), without our express written consent. 

  1. Claims of Copyright Infringement.

If you believe that any content on our Website infringes your copyright, please contact us at info@nikofinancialconsulting.com. 

  1. Indemnification. 

You agree to defend, indemnify, and hold harmless the Company and their respective members,, employees, agents, independent contractors, and representatives against any and all third-party claims, losses, expenses, damages, and costs (including, but not limited to, direct, incidental, consequential, exemplary, and indirect damages), and reasonable attorneys’ fees, which may arise from or relate to your use of the Website or your breach of these Terms of Use. 

  1. Disclaimers. 

THE CONTENT PROVIDED ON THE WEBSITE IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE FINANCIAL, LEGAL, OR OTHER PROFESSIONAL ADVICE. YOU SHOULD NOT RELY ON ANY CONTENT ON THE WEBSITE AS A SUBSTITUTE FOR PROFESSIONAL ADVICE TAILORED TO YOUR SPECIFIC SITUATION.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. 

COMPANY DOES NOT WARRANT THAT THE WEBSITE OR CONTENT WILL BE ACCURATE, COMPLETE, RELIABLE, SECURE, OR ERROR-FREE. 

  1. Limitation of Liability. 

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL COMPANY AND ITS SERVICE PROVIDERS OR LICENSORS  BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR OTHER TYPE OF DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF USE, LOSS OR CORRUPTION OF DATA, LOSS OF REVENUE OR PROFITS, OR COST OF COVER, ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITEOR ANY CONTENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, COMPANY’S TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE WEBSITE SHALL NOT EXCEED ONE HUNDRED DOLLARS

  1. Region. 

The Website is controlled and operated from our facilities in the United States. We make no representations that the Website is appropriate or available for use in other locations. Unless otherwise explicitly stated, all materials found on the Website are solely directed to individuals, companies, or other entities located in the United States.

  1. Governing Law. 

You consent to the personal and exclusive jurisdiction of the state and federal courts located in the State of Washington with respect to any lawsuit filed arising from or in any way relating to these Terms of Use, including but not limited to the Superior Court of King County and the United States District Court for the Western District of Washington. In addition, you consent to waive any and all arguments, defenses, and objections that any of the state and federal courts located in the State of Washington constitute an inconvenient forum. 

  1. Third Party Links and Content. 

We may occasionally post links to third-party websites, advertisers, special offers, or other services that are not owned or controlled by us. You agree that we are not responsible or liable for any loss or damage caused as a result of your use of any third-party services linked on our Website. These links are provided for convenience only and do not reflect an endorsement by us, unless otherwise indicated, and we are not responsible for the content associated with the linked site. We make no representation or warranties with respect to the linked site and your use of such sites is solely at your own risk. 

  1. Modification & Variation.

We reserve the right to modify these Terms of Use from time to time, and your continued use of the Website constitutes your acceptance of the updated Terms.

  1. Disclosures Required by Law. 

We reserve the right at all times to disclose any information, including personally identifiable information about you, as necessary to satisfy any applicable law, regulation, legal process, or governmental request. 

BY ACCEPTING THESE TERMS OF USE, YOU AGREE TO RELEASE, WAIVE, AND HOLD HARMLESS COMPANY FROM ANY CLAIMS, DAMAGES, OR LIABILITIES,  ARISING OUT OF OR RELATED TO ANY ACTION TAKEN BY COMPANY IN CONNECTION WITH INVESTIGATING SUSPECTED VIOLATIONS OF THESE TERMS, OR ANY ACTIONS TAKEN AS A RESULT OF SUCH INVESTIGATIONS BY COMPANY OR BY LAW ENFORCEMENT OR REGULATORY AUTHORITIES, EXCEPT TO THE EXTENT RESULTING FROM COMPANY’S GROSS NEGLIGENCE OR WILLFUL MISCONDUCT.

  1. Severability. 

If any part or sub-part of these Terms of Use is held invalid or unenforceable by a court of law or competent arbitrator, the remaining parts and sub-parts will be enforced to the maximum extent possible. In such condition, the remainder of these Terms of Use shall continue in full force.

  1. No Waiver. 

The failure of the Company to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision. Any waiver of these Terms of Use by the Company must be in writing and signed by an authorized representative of the Company to be effective. Waiver of any part or sub-part of these Terms of Use will not constitute a waiver of any other part or sub-part.

  1. Contact Us. 

For all other questions, comments, or requests regarding these Terms of Use, contact us at info@nikofinancialconsulting.com.